If you ask Thomas Corley, being
rich has very little to do with luck and everything to do with habits.
Corley, who spent five years
monitoring and analyzing the daily activities and habits of people both wealthy
and living in poverty (233 wealthy and 128 poor, specifically), isolated what
he calls "rich habits" — and many of them are simply patterns of
thought.
"I found in my research that
wealthy people are by and large optimists," he says. "They practice
gratitude and look at happiness like a habit."
Corley, who presents and explains
many of his findings in his book "Rich Habits: The Daily Success Habits Of Wealthy Individuals" and on his website, defines "rich people"
as those with an annual income of $160,000 or more and a liquid net worth of
$3.2 million or more, and "poor people" as those with an annual
income of $35,000 or less and a liquid net worth of $5,000 or less.
Here are 10 ways Corley found that
rich people think differently, based on statements with which they identify.
1. Rich people believe their habits
have a major impact on their lives. คนรวยเชื่อว่า อุปนิสัยมีผลกระทบอย่างมากต่อชีวิตของพวกเขา
"Daily habits are critical to
financial success in life."
Rich people who agree: 52%
Poor people who agree: 3%
Rich people who agree: 52%
Poor people who agree: 3%
Wealthy people think that bad
habits create detrimental luck and that good habits create "opportunity
luck," meaning they create the opportunities for people to make their own
luck. "When I looked at luck," Corley remembers, "a lot of rich
people said they were lucky and a lot of poor people said they were
unlucky."
2. Rich people believe in the
American dream.คนรวยเชื่อว่าความไฝ่ฝันของชาวอเมริกันสามารถเป็นไปได้
"The American dream is no
longer possible."
Rich people who agree: 2%
Poor people who agree: 87%
Rich people who agree: 2%
Poor people who agree: 87%
"The American Dream is the
idea of unlimited potential, that you can make it on your own," says
Corley. In his study, the vast majority of rich people believed that wealth is
a big part of the American dream (94%), and that the dream is still possible.
3. Rich people value relationships
for professional and personal growth. คนรวยให้คุณค่ากับความสัมพันธ์เพื่อการเติบโตส่วนตัวและการเติบโตด้านอาชีพการงาน
"Relationships are critical to
financial success."
Rich people who agree: 88%
Poor people who agree: 17%
Rich people who agree: 88%
Poor people who agree: 17%
Not only do rich people feel that
their relationships are critical to their success, but they put a lot of effort
into maintaining them, making a habit of calling up contacts to congratulate
them on life events, wish them a happy birthday, or reaching out just to say
hello. "When I applied the hello calls and the life event calls to my own
life," recalls Corley, "I ended up making another $60,000 as a
result."
4. Rich people love meeting new
people. คนรวยรักที่จะพบปะกับคนหน้าใหม่
"I love meeting new
people."
Rich people who agree: 68%
Poor people who agree: 11%
Rich people who agree: 68%
Poor people who agree: 11%
Hand in hand with valuing
relationships comes making new ones. Rich people both love meeting new people
and believe that being liked is important to financial success (in fact, it's a
whopping 95% that believe in the power of likability, compared to 9% of poor people).
5. Rich people think that saving is
hugely important. คนรวยคิดว่าการประหยัดเป็นเรื่องที่สำคัญมาก
"Saving money is critical to
financial success."
Rich people who agree: 88%
Poor people who agree: 52%
Rich people who agree: 88%
Poor people who agree: 52%
"Being wealthy is not just
making a lot of money," explains Corley. "It's saving a lot, and accumulating
wealth. Many of the people I studied aren't wealthy because they made a lot,
but because they saved a lot." He's trying to instill what he calls the
80/20 rule in his own children: Save 20% of your income while living on 80%.
6. Rich people feel that they
determine their path in life. คนรวยรู้สึกว่า
พวกเขาเป็นคนกำหนดเส้นทางชีวิตของตนเอง
"I believe in fate."
Rich people who agree: 10%
Poor people who agree: 90%
Rich people who agree: 10%
Poor people who agree: 90%
Poor people are significantly more
likely to believe that genetics are important to becoming wealthy, and
significantly less likely to believe that they're the cause of their own
financial status in life. "Most of the wealthy people I talked to were
businesspeople who weren't always wealthy," Corley explains, "but
they had this attitude that they could do anything."
7. Rich people value creativity
over intelligence. คนรวยให้ความสำคัญกับความคิดสร้างสรรค์มากกว่าความฉลาด
"Creativity is critical to
financial success."
Rich people who agree: 75%
Poor people who agree: 11%
Rich people who agree: 75%
Poor people who agree: 11%
While rich people are more likely
to believe that creativity influences success, poor people are more likely to
think that being "intellectually gifted" is critical. They're also
more likely to believe that wealth is usually accidental. "If you look at
my stats, you'll find that a lot of wealthy people were C students," says
Corley. "There's more to wealth than just being smart."
8. Rich people enjoy their jobs. คนรวยรักงานที่พวกเขาทำ
"I like (or liked) what I do
for a living."
Rich people who agree: 85%
Poor people who agree: 2%
Rich people who agree: 85%
Poor people who agree: 2%
"Many of the wealthy in my
study loved their job — it's not an accident," says Corley. In fact, 86%
of the wealthy worked an average of 50 hours or more per week (compared to 43%
of the poor), and 81% say they do more than their job requires (versus 17%).
Corley says it's related to the idea of creativity being important to financial
success: "These people found a creative pursuit that could turn into
monetary value. When you engage in a creative pursuit that can make money, the
rewards are often obscene."
9. Rich people believe that their
health influences their success.คนรวยเชื่อว่าสุขภาพของพวกเขามีผลต่อความสำเร็จของพวกเขา
"Good health is critical to
financial success."
Rich people who agree: 85%
Poor people who agree: 13%
Rich people who agree: 85%
Poor people who agree: 13%
"One of the individuals in my
study told me 'I can't make money in a hospital bed,'" Corley remembers.
"Wealthy people think that being healthy means fewer sick days, which
translates into more productivity and more money."
10. Rich people are willing to take
risks. คนรวยกล้าและยอมที่จะเสี่ยง
"I've taken a risk in search
of wealth."
Rich people who agree: 63%
Poor people who agree: 6%
Rich people who agree: 63%
Poor people who agree: 6%
"A lot of the wealthy people
in the study were business owners who started their own businesses,"
Corley explains. "They became successes because they were master
self-educators who learned from the school of hard knocks." In fact, 27%
of the wealthy people in Corley's study admit they've failed at least once in
life or in business, compared with 2% of the poor. "Failure is like scar
tissue on the brain," Corley says. "The lessons last forever."
Read more: http://www.businessinsider.com/ways-rich-people-think-differently-2014-5#ixzz3HKXkTtgt
Read more: http://www.businessinsider.com/ways-rich-people-think-differently-2014-5#ixzz3HKXkTtgt